percent opting out of healthcare graph If you’re a ScriptSave® WellRx member, you probably know only too well what it means to face high out-of-pocket costs for prescription medications. We hear this message from members every day and so it didn’t come as a huge surprise when we read details from a Bankrate.com survey.

One quarter of surveyed Americans report that they, or someone in their family, have skipped vital medical care because of the cost. The Bankrate Money Plus Survey also revealed that more than half of those who responded worry about not being able to afford health insurance.

Health Care Anxiety

The survey findings come at a time of rising healthcare costs and huge increases in some health insurance premiums, while increasing insurance deductibles further weigh on the issue. In the survey, 56% say they’re either very or somewhat worried that they might not be able to afford health coverage in the future.

percent concerned about healthcare coverage graph

High-deductible Dilemma – An Expensive Healthcare Punt

High-deductible plans and HSAs (Health Savings Accounts) have been central in the healthcare debate. Such plans hype lower monthly premiums, as compared to traditional insurance. For many, this ends up being little more than an expensive punt (what gets ‘saved’ in premium costs comes back to bite many patients in the form of much higher out-of-pocket expenses when they submit a claim to their insurance provider).

In 2016 the average annual premium for employer-sponsored health insurance was $6,800 for single coverage in a preferred provider organization (PPO), according to data from the Kaiser Family Foundation (KFF).

By comparison, the average annual premium for a high-deductible health plan available through an employer was somewhat more affordable. KFF found that to be $5,762. The trade-off for the lower premium is that the consumer is responsible for saving the necessary amount of money needed to meet a higher deductible in the event of illness or requiring medical attention. In theory, under a high-deductible plan, employees can use a tax-advantaged HSA to cover qualified medical costs so these premium savings can be deferred, tax free, in order to meet future medical expenses. However, for many, this simply does not happen.

Saving Where You Can

No matter how the debate on healthcare reform ends up playing out, here are some things a savvy patient might wish to think about now to make the most of their existing insurance benefits:

  • Get an annual checkup: Finding out if you have early underlying health issues earlier in the year and treating them, brings you closer to meeting your deductible before year-end.
  • Consider low-cost health care alternatives: See if your insurance plan grants access to telehealth services. These online virtual doctor visits can be an inexpensive (and faster!) alternative to many minor medical conditions.
  • Know your network: While your Primary Care Provider may be in-network, many specialty physicians and services may not be. You’ll be paying more for care from out-of-network services, and what you pay may not go toward your annual deductible. 
  • Get a free ScriptSave WellRx prescription savings card (or mobile app): For those facing high out-of-pocket costs for prescription drugs, be it due to a gap in insurance or high insurance copays/deductibles, a free download of the ScriptSave WellRx prescription savings card might help. As a patient, the card (or mobile app) won’t cost a penny to use. If it helps, great—enjoy the benefit of a lower-cost medication. If not, then it didn’t cost anything to try. That said, this savings program did yield an average savings rate is 45% (with savings up to 80%*) in 2016, and the ScriptSave WellRx program is contracted with over 62,000 pharmacies, nationwide. You might be surprised to find out you’re eligible for low-cost prescriptions with your ScriptSave WellRx card.

References:

http://www.cnbc.com/2017/06/07/heres-why-a-quarter-of-american-families-are-skipping-their-doctor-visits.html

http://www.bankrate.com/banking/savings/money-pulse-0617/ 


For the best Rx price on medications,
www.WellRx.com.

Compare prescription drug prices at more than
62,000 pharmacies nationwide.

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CBO analysis of Congress' Obamacare repeal or replace

It’s a hectic time for anyone trying to predict what will happen to their family’s healthcare costs. Every conceivable think tank, group, association and committee seems to have an opinion about the potential repeal of the Affordable Care Act (ACA, or Obamacare), and many ScriptSave WellRx members are wondering (and worrying) about who to believe.

One thing seems to be certain – change is coming. For some, it’ll be well received, while others may be worse for the change.

At ScriptSave, we keep close watch for signs of higher prescriptions prices. Anyone familiar with us, knows that our long-standing mission has been to close the gaps in prescription coverage. We have a 20-year history of working with health plans and pharmacies to provide consumers with discounts on their prescription medications. We choose not to make political statements, but we will insert ourselves into a discussion if we see opportunities to help inform our members.

After reading the much-anticipated Congressional Budget Office (CBO) analysis of the Republican Obamacare repeal bill, we wanted to summarize some important conclusions that, if you choose to believe the CBO, might be worth taking note of.

The CBO data suggest that roughly 24 million more people would be uninsured by 2026, under the new proposed plan. If the bill is enacted, 14 million more people would be uninsured in 2018 alone.

The nonpartisan CBO also forecasts the GOP plan would cut the deficit by $337 billion over a decade, primarily coming from funding cuts to Medicaid and private insurance subsidies.

An estimated 50 million people were uninsured when Obamacare was enacted in 2010, according to the National Health Interview Survey. This compares to a total of 52 million people who the CBO now estimates would be uninsured by 2026 if the new House bill became law.1

An analysis of the revised Senate amendment of the bill determined that the bill would result in 22 million fewer people with health insurance by 2026, and 15 million fewer just in the next year.5

An Increase on Premiums Through 2020

The CBO analysis of comparative projections, relative to the Affordable Care Act (ACA), shows how the Republicans’ Affordable Health Care Act would lead to higher average premiums in the individual market prior to 2020—15% in 2018 and 20% in 2019. The CBO made note that premium changes under the new proposal would differ “significantly” for people of different ages. In particular, the bill would allow insurance companies to charge older customers up to five times more for coverage similar to younger customers.2

Opposition from Healthcare Organizations

Independent of the CBO analysis, the American Hospital Association and the Federation of American Hospitals commissioned a study of the impact of the bill. Their findings led them to send a letter of opposition to Congress. Their study shows hospitals would be burdened with a loss of $165.8 billion in Medicaid reimbursements by 2026. They further noted “reversal of coverage would represent an unprecedented public health crisis” resulting from the loss of insurance coverage.3

Rising Prescription Drug Costs

The national association, America’s Health Insurance Plans (AHIP), also recently completed a study showing the majority of health insurance premiums are going towards the cost of prescription drugs.4

Regardless of how things shake out, ScriptSave will continue to do what we’ve done for the past 20 years—provide options to patients who struggle with non-covered and high deductible prescriptions. For those facing high out-of-pocket costs for prescription medications, a free download of the ScriptSave WellRx prescription savings card may help lower healthcare costs in this area. As a patient, the card (or mobile app) is free to download and free to use. The average savings rate for ScriptSave members is 45% (with many saving up to 80%*), and the ScriptSave WellRx program is contracted with over 62,000 pharmacies, nationwide.

For anyone wondering how it works, we just wrote a blog post on that subject. Learn more in our Honesty 1.01 article (and don’t forget to sign up, regardless of how you voted).


References:

1 https://www.cbo.gov/sites/default/files/115th-congress-2017-2018/costestimate/americanhealthcareact_0.pdf

2 http://www.fiercehealthcare.com/aca/cbo-republican-healthcare-bill-would-cover-millions-fewer-than-aca-but-reduce-federal-deficit

3 http://www.aha.org/content/16/impact-repeal-aca-report.pdf

4 https://ahip.org/health-care-dollar/

https://www.cbo.gov/publication/52849

* Average and up to savings percentages are based on all discounted prescriptions that were run through the ScriptSave WellRx program in 2016. Discount percentages represent savings provided off of pharmacies’ retail prices for consumers who do not have a discount program and pay cash.

 

For the best Rx price on medications, like
Crestor (rosuvastatin),
Celebrex (celecoxib),
ProAir HFA,

visit
www.WellRx.com.

Compare prices at more than
62,000 pharmacies nationwide.

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Congress just unveiled their long-awaited replacement plan for the Affordable Care Act (ACA, or Obamacare). Unfortunately, it’s likely to leave a huge hole in insurance coverage for many in the U.S.While America waits for the final “yay or nay” from Congress, a recent study from the Kaiser Family Foundation (KFF) makes note of how many are already struggling with healthcare costs,making it difficult to for those trying to find low-cost prescriptions.

Cutting Back to Pay Bills

According to the study, 43 percent of adults with health insurance report problems affording their deductible, and 29 percent say they have difficulty paying medical bills. Among those citing trouble paying their medical bills, more than 70 percent have cut back on vacations, spending on food, clothing or basic household consumer items. We feel these people should get assistance when it comes to paying for the prescription drugs they need. That’s why ScriptSave helps consumers find low-cost prescriptions at pharmacies near them—for free.

Making cuts to pay for medical bills - finding low-cost prescriptionsRising Prescription Drug Costs

The national association, America’s Health Insurance Plans (AHIP), has completed a study showing the majority of health insurance premiums are going towards the cost of prescription drugs.3

For those facing high out-of-pocket costs for prescription meds due to an insurance gap or high premiums, a free download of the ScriptSave WellRx prescription savings card might help. As a patient, the card (or mobile app) won’t cost a penny to use. If it helps, great—enjoy the benefit of a lower-cost medication. If not, then it didn’t cost you anything. That said, our average savings rate is 45% (with reports of savings up to 80%*), and the ScriptSave WellRx program is contracted with over 62,000 pharmacies, nationwide. You might be surprised to find out you’re eligible for low-cost prescriptions with your ScriptSave WellRx card.

ScriptSave’s long-standing mission has been to close the gaps in prescription coverage, and has a 20-year history of working with health plans and pharmacies to provide consumers with discounts on prescribed medications.

If you need to lower your prescription drug costs, ScriptSave WellRx offers help to everyone – regardless of income, age, or insurance coverage. Sign up today and save a little extra money next time you pick up your prescriptions.

 

References:

1 http://www.npr.org/sections/health-shots/2017/03/07/519001659/7-things-to-watch-in-the-gops-american-health-care-act

2 http://kff.org/health-costs/poll-finding/data-note-americans-challenges-with-health-care-costs/

3 https://ahip.org/health-care-dollar/

 

* Average and up to savings percentages are based on all discounted prescriptions that were run through the ScriptSave WellRx program in 2016. Discount percentages represent savings provided off of pharmacies’ retail prices for consumers who do not have a discount program and pay cash.


Prescription Savings News
See how much you can save on your prescription costs
at
WellRx.com

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ScriptSave WellRx - Ask the Cash Price image

Always ask, “What’s the Ca$h Price?”
Always show your ScriptSave WellRx card

The ScriptSave® WellRx Facebook page sees a lot of interaction…and we love getting questions. By far the most common questions and comments we get from the public are those related to insurance.

  • “Can I use ScriptSave WellRx with my insurance?”
  • “How does it work if it’s not insurance?”
  • “I have insurance, so your card isn’t for me.”

For the record, not only is that last one a misconception among consumers, it’s also a fast-track to over-paying for your meds (and it’s the starting point for this blog post).

Here’s our “Honesty 1.01” post, on what to expect from ScriptSave WellRx and how to stretch your family’s prescription dollars.

  • Not Insurance
    ScriptSave WellRx is NOT INSURANCE. The discounts we’ve negotiated are off the cash prices for your medications. The prices you see in our free online prescription price look-up tool reflect the savings relative to what you would pay if you walk into the pharmacy as a patient with no insurance or other assistance.

So why is it so important to know the cash price? Furthermore, why is it ESPECIALLY IMPORTANT for those with insurance? The answer lies in an article everyone should read, published by Bloomberg News on Feb 24, 2017[1], and titled, “You’re Overpaying for Drugs and Your Pharmacist Can’t Tell You.”

The Bloomberg article highlights how, “Gag clauses stop pharmacists from pointing out a cheaper way” (and, yes, ScriptSave WellRx is one of those CHEAPER WAYS).

“[because of contractual constraints] Eric Pusey has to bite his tongue when customers at his pharmacy cough up co-payments far higher than the cost of their low-cost generic drugs, thinking their insurance is getting them a good deal,” states the article’s author.

Copays that look more like ‘You-Pays’

Pharmacy Benefit Managers (PBMs) and insurance companies use so-called “clawbacks” to generate additional revenue. “Clawbacks” are when PBMs tell local pharmacies to still enforce & collect the patient’s stipulated copay even when it is more than the cost of the actual medication being dispensed. To be clear, when this happens, the additional revenues that are created are not kept by the pharmacy – they are “clawed back” by the PBM

Clawbacks work like this, for example: the cost of a drug is $3.15, plus the pharmacist’s fee (his profit) of $5.83. This brings the total cash price to $8.98. However, owing to the contractual constraints placed on the pharmacy as a condition for being included in the insurer’s network of pharmacies, the pharmacist has to charge whatever copay is stated in the patient’s insurance policy; let’s say it’s a $20 copay for all covered Tier 1 drugs. So, what happens to the remaining $11.02 (the difference between what the pharmacist earns in profit and what the patient pays in copay)? Well, it is taken by the insurance company’s pharmacy benefit manager. In other words, regardless of whether the patient pays the lower cash price or the higher copay, the pharmacy still only makes the same $5.83 in fees. In theory, the pharmacist is no better or worse off regardless of whether the patient pays $8.98 or $20…but he is contractually prohibited from alerting the patient to the concept of paying cash, because he is obligated to always charge the stated copay.

These so-called copays might be better renamed, “You-Pays.” There is no shared (or co-) payment at all. In fact, the insurer picks up zero-percent of the tab on this transaction. Instead, the patient not only pays 100% of the medication cost ($3.15) and 100% of the pharmacist’s fee ($5.83), but the patient also pays an additional “You-Pay” fee of $11.02 to the insurer’s pharmacy benefit manager.

This is why knowing the prescription Cash Price is vital! ScriptSave WellRx - How Clawbacks Work image

The moral of the story is to always ask, “WHAT IS THE CASH PRICE?” and always SHOW YOUR SCRIPTSAVE WELLRX CARD. And, if you are fortunate enough to have insurance, be sure to only pay the copays, not the You-Pays!

Not only is the ScriptSave WellRx program free to all members, there’s also no cost to the patient if she or he asks for a quick price-comparison. However, you have to know how and what to ask. Our closing points, below, will wrap up our Honesty 1.01. Once you understand these points, you’ll be armed against spending unnecessary extra money at the pharmacy counter. Become a member today to get the best deals on your prescription medications..

  • Combining Discounts
    • Patients can’t combine discounts. Although that might be disappointing, it does keep things simple. Find out what your final out-of-pocket cost is with any other assistance/insurance program you have…then compare that to the ScriptSave WellRx price. Select the option that makes most sense to you & your family. HINT: our online pricing tool will help you determine the out-of-pocket cost under our program (but you can also ask the pharmacist).
  • What to Ask For
    • When you greet the pharmacist, hand over your ScriptSave WellRx card and ask, “Could you please price my prescription using the processing details on this discount card? …and, if you have insurance, also add, “…and please compare that to my insurance copay.”
  • Pharmacy Resistance
    • The pharmacies that are featured in our online pricing tool have contracted with us to accept the ScriptSave WellRx card. There are over 62,000 of them, and they process a LOT of scripts every day. They see a lot of different assistance programs and not all of these programs are created equal. Many are not at all “pharmacy friendly” or easy to work with. That being the case, there will be times when a pharmacist might not recognize your ScriptSave WellRx card. If you experience difficulty, we have a toll-free number 1-800-407-8156. Feel free to make use of it. Better yet, ask the pharmacist to call us (there’s actually a special dedicated toll-free number specifically for questions from the pharmacy).

Whether you’re benefit disadvantaged or not, you owe it to yourself and your family to be a savvy ScriptSaver and learn how to save money on prescriptions. Ask for the prescription cash price with your ScriptSave WellRx card next time you fill or re-fill, and avoid the “You-Pays.”

 

Reference:

[1] https://www.bloomberg.com/news/articles/2017-02-24/sworn-to-secrecy-drugstores-stay-silent-as-customers-overpay


For the best Rx price on medications, like
Crestor (rosuvastatin),
Celebrex (celecoxib),
ProAir HFA,

visit
www.WellRx.com.

Compare prices at more than
62,000 pharmacies nationwide.

ScriptSave WellRx - state of healthcare news-pharmacy image

Impacts to Out-of-Pocket Prescription Drug Costs

TUCSON, AZ (February 16, 2017) – A December 2016 analysis by the Kaiser Family Foundation illustrates how prescription medications will be a large portion of overall healthcare spending, and how branded drug prices have nearly doubled. The analysis also explains that 1-in-4 people have difficulty affording their medicines, and that most Americans favor actions to keep drug prices down, (Kaiser Family Foundation, 2016).

Unfortunately, a repeal and replacement of the Affordable Care Act (ACA-Obamacare) could end up increasing drug costs to insured consumers and leaving millions of Americans uninsured. A report written by the Congressional Budget Office states, “repealing major provisions of the Affordable Care Act, while leaving other parts in place, would cost 18 million people their insurance in the first year and an estimated 32 million people in 2026,” (Congressional Budget Office, 2017). The study also projects that insurance premiums would increase by 25 percent in the first year, then double by 2026.

Regardless of the changes made to the ACA, the end-result will have detrimental impacts on the American healthcare coverage. Even a partial repeal could include heavy changes that will increase costs to consumers.  Insurance plans may no longer be required to cover essential health benefits (EHB) in accordance with benchmark plans. Examples of the potential impacts include:

  • Removal of no-cost preventative coverage
  • Restrictions on maternity and family planning coverage
  • Exclusions of prescription drugs for many diseases and conditions
  • Elimination of prescription drug coverage altogether

The message is clear, even for those retaining their insurance – Americans will be shouldering more out-of-pocket costs for prescription drugs.

“Any reduction in benefits to emerge from a replacement of the law, especially to the essential minimum benefit set, would likely drive patients without adequate drug coverage to seek solutions to combat high priced prescription drugs,” stated Rory Rickert, Principal with QuarterLine Consulting, a national healthcare consulting and services firm.  “I expect that changes to the Affordable Care Act would, if anything, result in increased demand for pharmacy discount programs like those offered by ScriptSave,” added Rickert.

To help populations gain some relief from the upcoming change in their healthcare, ScriptSave® WellRx provides an alternative to paying full price for prescription medications. WellRx enables individuals to compare prices at local pharmacies, look up drug information, and setup reminders. Through a partnership with SinfoníaRx, members can even consult with a pharmacist to ask detailed questions about the medications they are taking.

Not only does WellRx give discounts on prescriptions not covered by insurance, it may even provide discounted prices lower than insurance copays. The program is available as a stand-alone for consumers (wellrx.com), white-labeled option for organizations, or an integrated solution for health care organizations (WellRx Connect).

“The future of healthcare is uncertain at this time, but no matter the outcome, no one should ever overpay for prescription medications. ScriptSave can help healthcare consumers with high deductible health plans, limited insurance, or no health insurance at all,” said Marcus Sredzinski, COO and Executive Vice President, ScriptSave. “Our products help consumers save money on prescriptions, understand their medications and, most importantly, remain adherent.  We can help organizations and individuals impacted by the repeal and replacement of ACA, or any changes to their insurance status,” added Sredzinski.

This may be especially poignant in light of recent data published by PatientsLikeMe. From a poll of over 2,000 patients, their survey showed:

  • 65.5% stated that lower costs for prescription medications was a top priority
  • A further 30.8% rated lower Rx costs as being important
  • Fewer than 4% had little-or-no concern about prescription prices

Furthermore, it’s not just patients with existing health conditions that rank lower prescription costs as a priority – the general public seems to agree. Data from a December 2016 Kaiser Health Tracking Poll found that lowering the cost of prescription drugs was listed as being important or a priority for 89% of the general population.

When opinions like these are voiced, ScriptSave is ready to help by doing what they do best, lower the out-of-pocket costs of prescription medications for consumers.

ScriptSave’s long-standing mission has been to close the gaps in prescription coverage, and has a 20-year history of working with health plans and pharmacies to provide consumers with discounts on prescribed medications. ScriptSave’s WellRx solutions are not only designed to assist consumers directly but can be utilized by employers, employer groups, health plans, PBMs, and other organizations to assist their populations with prescription adherence, savings, and information. The WellRx savings network includes about 62,000 independent and chain pharmacies. In 2016 alone, ScriptSave earned members more than $1.3 Billion in savings.

References:

The Henry J. Kaiser Family Foundation. Analysis of National health expenditure Historical and Projected data from Centers for Medicare and Medicaid Services, Office of the Actuary, National Health Statistics Group (Assessed on December 16, 2016). http://kff.org/slideshow/what-are-the-recent-and-forecasted-trends-in-prescription-drug-spending/

Congressional Budget Office (January 2017). How Repealing Portions of the Affordable Care Act Would Affect Health Insurance Coverage and Premiums. https://www.cbo.gov/sites/default/files/115th-congress-2017-2018/reports/52371-coverageandpremiums.pdf

PatientsLikeMe (February 2017). Largest Patient Poll on ACA Shows Patients Value Health Care Law More Than the General Population, Are Less Inclined to Want a Repeal. http://news.patientslikeme.com/press-release/largest-patient-poll-aca-shows-patients-value-health-care-law-more-general-population-

The Henry J. Kaiser Family Foundation (January 6, 2017). Kaiser Health Tracking Poll: Health Care Priorities for 2017. http://kff.org/health-costs/poll-finding/kaiser-health-tracking-poll-health-care-priorities-for-2017/

###

About ScriptSave:

For more than two decades, ScriptSave has been closing the gaps in healthcare and prescription coverage with innovative savings programs for the uninsured, under-insured, and insured. Headquartered in Tucson, ScriptSave solutions, analytics, and unique expertise save consumers money and increase medication adherence, while attracting and retaining loyal, profitable customers, members, and patients for our clients. ScriptSave is a member of the MedImpact, Inc. family of companies. For more information, go to www.scriptsave.com. Follow us: @SSWellRx (Twitter), ScriptSave WellRx (Facebook).

About QuarterLine:

QuarterLine is a health-focused services company specializing in providing Information Technology, Clinical, and Professional services to federal and private sector customers. QuarterLine supports a diverse client base in all areas of health, including navigating the complex regulatory and business environments, emerging health programs, and technology. QuarterLine’s mission is to provide the right level of support at the right time to our customers to ensure that the outcome of the initiative or the resulting technology delivers the needed results to improve healthcare delivery and increase efficiency. QuarterLine is headquartered in Herndon, Virginia. www.quarterline.com

About SinfoníaRx:

SinfoníaRx, a wholly owned subsidiary or Sinfonía Healthcare Corp, is an innovative health care company whose mission is to provide the highest quality healthcare solutions for health plans, patients, and caregivers. We improve the health and wellness of patients with complex and chronic illnesses through the use of innovative healthcare technology and the most experienced medication therapy management providers in the nation.  www.sinfoniarx.com

 

ScriptSave Contact:

Shawn Ohri, Vice President of Business Development
sohri@scriptsave.com

QuarterLine Contact:

Rory L. Rickert, Principal
480-451-0148
rrickert@quarterline.com

Sinfonía Contact:

Kevin Boesen, 520-499-3376
KPBoesen@sinfoniarx.com

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ScriptSave WellRx helps members save on prescription costs every day - image

Lowering prescription drug costs is what we do every day at ScriptSave® WellRx. In fact, the average savings rate among our members for 2016 was 45%, and some members even saw savings as much as 80%.

So, when we read a February 2017 press release from health network pioneers, PatientsLikeMe, citing the following stats, it certainly grabbed our attention:

  • 65.5% of the PatientsLikeMe audience stated that LOWER COSTS FOR Rx MEDS are a top priorityLowering prescription costs - ScriptSave WellRx
  • Another 30.8% rated lower prescription costs as being important (but not top)
  • That left fewer than 4% who had little-or-no concern about prescription prices

…and, in case you’re wondering, they asked well over 2,000 people!

For an organization whose mission it is to bring lower prescription costs to those who fall through the cracks in the insurance system, we’d obviously love to engage with these 2,000-or-so individuals from the survey (and their families) to see if we can help supplement their insurance plans and treat their illnesses for less.

However, it’s not just patients with existing health conditions that rank lower prescription costs as a priority. Data from a December 2017 Kaiser Health Tracking Poll found that lowering the cost of prescription drugs is important/a priority for 89% of the general population. Furthermore, these Kaiser data highlight how this is a shared perspective—low cost prescriptions are seen as a benefit among Democrats, Republicans and Independents, alike.

And so, we ask this…

…are you one of the 89 percent?

If you need to lower your prescription costs, we offer everyone our help – regardless of income, age, politics, or insurance coverage.

For the consumer facing high out-of-pocket costs for prescription meds, a free download of the ScriptSave WellRx prescription savings card and membership in the program might help you obtain low cost prescriptions. Furthermore, as a patient, the card (or mobile app) won’t cost a penny to use. If it helps, great! If not, then it didn’t cost anything, and at least you know you tried. That said, our average member savings rate is 45% (with savings up to 80%*), and the ScriptSave WellRx program is contracted with over 62,000 pharmacies, nationwide.

ScriptSave WellRx - Helping 89% of Americans needing Rx cost savings.


References:

Kaiser Health Tracking Poll: Health Care Priorities for 2017
http://kff.org/health-costs/poll-finding/kaiser-health-tracking-poll-health-care-priorities-for-2017/

Largest Patient Poll on ACA Shows Patients Value Health Care Law More Than the General Population, Are Less Inclined to Want a Repeal
http://news.patientslikeme.com/press-release/largest-patient-poll-aca-shows-patients-value-health-care-law-more-general-population-

* Average and up to savings percentages are based on all discounted prescriptions that were run through the ScriptSave WellRx program in 2016. Discount percentages represent savings provided off of pharmacies’ retail prices for consumers who do not have a discount program and pay cash.

 

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ScriptSave WellRx - pharmacist finding lower-price prescription medications image

With annual price tags topping $100,000 for some new drugs for cancer and rare diseases, many patients have not been able to afford their medicines. Massive price hikes on old products that used to be reasonably priced, such as Mylan’s EpiPen emergency allergy injectors, have also left some consumers struggling to afford their drugs.

Rising prices have infuriated doctors, insurance companies and politicians, and triggered government investigations into the pharmaceutical industry. While President Trump would like to get drug prices down, the government has no power to regulate prices, and the industry appears to be moving to avoid price controls.

For more than 20 years, ScriptSave® has been helping Americans compare prices and save on prescription medications. ScriptSave WellRx constantly negotiates with pharmacy chains to bring you greater savings on the drugs that treat your ailments.

The corner retail pharmacy not always the cheapest

If you fill your prescriptions at retail drugstores, it may not be your cheapest option. Independent and grocery store pharmacies can often have lower prescription prices. Compare the pharmacy prices at Albertson’s, Safeway and Kroger to large retail pharmacies. You could save more than $100 on each prescription!

You’ll love the exceptional savings you can find on popular cholesterol medications like rosuvastatin (Crestor) less than $18 for thirty 10mg tablets. Asthma medications, like montelukast (Singulair), are under $12 for thirty 10mg tablets. Duloxetine (Cymbalta) is under $19 for thirty 60mg capsules.

Be sure to use your ScriptSave WellRx card every time you fill or refill your prescription. You’ll be amazed at the savings!

Savings at 62,000 pharmacies nationwide

We’re constantly negotiating better discounts at pharmacies across the U.S. Prices can change daily, and many of these new prices could be lower than the copay that your insurance provider charges.

The ScriptSave WellRx savings program opens up a world of savings on both brand-name and generic prescriptions. And, pharmacies have partnered with us for more than 20 years, so you can feel safe with the good advice we share and the assistance we offer.

To get the most savings, print, text, or email yourself our discount card, or, download our free app. You can search for the best discount at pharmacies near you or near any location. Best of all, there’s no membership fee. It’s that simple to join and get a great discount on prescription


ScriptSave WellRx Prescription Savings & Wellness News

See how much you could save on:

rosuvastatin (Crestor)
duloxetine (Cymbalta)
montelukast (Singulair)

Visit www.WellRx.com to compare prices on blood pressure, cholesterol, or
smoking cessation medications at pharmacies near you
and ensure you are getting the best value.

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ScriptSave WellRx - image of contraceptives and price savings

With the new President and members of Congress set to repeal the Affordable Care Act (ACA), commonly referred to as Obamacare, you may have seen a number of blogs about why women need to swap their oral contraceptives for an IUD.

The Affordable Care Act required insurance companies to provide women with access to preventive services—which, includes everything from mammograms to cervical cancer screenings, and includes birth control—with no cost-sharing. Under the ACA, this meant women did not have to pay up to $60 a month for the Pill or hundreds of dollars for an IUD.

Research from the Kaiser Family Foundation shows that since 2012, there’s been a drop in spending on retail drugs. Oral contraceptive pills account for 63 percent of that drop. In other words, prescription savings on the Pill totals more than half of all the money saved on drugs since the ACA was established.

Birth control costs set to spike after Obamacare repeal

Many birth control pills have generic versions with a lower price. Talk to your physician or pharmacist about generics if cost is a concern. Also, check with your insurance company before getting a prescription to find out which birth control pills are on their formulary of covered medications.

Examples of some common brand name combination birth control pills include (click the drug name to check pricing):

Apri Natazia  Microgestin
Azurette Ocella  Necon
Caziant Yasmin  Nortrel
Gianvi Yaz  Ortho-Novum
Kariva Velivet  Previfem

Currently, birth control pills are free with the ACA, but that might change in the future. And while it’s impossible to predict the exact impact repealing the ACA will have on increasing out-of-pocket expenses for contraceptives, we do know:

  • Under the ACA, copay-free birth control made it possible for women to avoid paying up to $60 a month for the Pill
  • Since 2012 there’s been a drop in what we’ve spent on retail drugs—and 63 percent of it is attributed to oral contraceptive pills
  • The Senate has already started making moves to repeal the ACA, making the threat on no-cost-sharing birth control very real
  • Women spent on average $255 more annually for oral contraceptive pills before the ACA went into effect

If you’re concerned about the impact repealing Obamacare will have on the cost of your contraceptive pills, talk to your doctor or pharmacist, and visit www.WellRx.com for the best savings on prescription medications.


For the best Rx price on oral contraceptive medications,
visit
www.WellRx.com.

Compare prices at more than
62,000 pharmacies nationwide.

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ScriptSave WellRx Impact of Healthcare Repeal

**update**

As the House of Representatives gets set to vote again on repealing the Affordable Care Act (ACA), commonly referred to as Obamacare, consumers are still unsure of the impact to their healthcare. The vote will come almost two months after the aborted first vote on bill.

House Democratic Leader Rep. Nancy Pelosi noted that the new bill had not yet been analyzed by the Congressional Budget Office (CBO), which will ultimately estimate what the bill will cost, as well as how it will affect premiums and the number of people covered by insurance.

A previous analysis by the CBO on the effects of repealing the ACA, indicated it would impact millions of Americans.

The Congressional Budget Office (CBO) has analyzed the effects of healthcare repeal, and estimates 32 million Americans will lose health coverage if a repeal plan, like the one passed in 2015 by Congress, were to become law. The non-partisan Congressional Budget Office is responsible for scoring the impact of legislation on the deficit.

The study shows the number of people who are uninsured would increase by 18 million in the first plan year following enactment of the bill. The CBO also estimated that premiums for policies purchased through the marketplaces or directly from insurers would increase by 20 to 25 percent that year. The elimination of the ACA’s expansion of Medicaid eligibility and of subsidies for insurance purchased through the ACA marketplaces would increase that number to 27 million in following years, and then to 32 million in 2026.

Medicare and Medicaid enrollees may also see the stresses of change with possible increases in premiums and deductibles. The bill’s effects on insurance coverage and premiums would be greater once the repeal of the Medicaid expansion and the subsidies for insurance purchased through the marketplaces took effect, roughly two years after enactment.

With the loss of insurance coverage, many patients will no longer be able to afford the prescription medicines they need to stay healthy. ScriptSave® WellRx can help.

ScriptSave WellRx is a prescription savings and adherence program that offers up to an 80% discount on generic and name brand prescription medications.

More than half a million people already take advantage of the savings through ScriptSave WellRx. It’s available free on the web (www.wellrx.com) and as Apple and Android apps. WellRx enables individuals to compare prices for prescription drugs at local pharmacies, look up drug information, and consult with a pharmacist about their medications.


For the best Rx price on medications, like
Crestor (rosuvastatin),
Celebrex (celecoxib),
ProAir HFA,

visit
www.WellRx.com.

Compare prices at more than
62,000 pharmacies nationwide.

 

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ScriptSave WellRx - how prescription savings cards work

Are you spending too much on your prescription medications? It’s staggering, we get it. There are a lot of companies in the discount prescription space, so who do you trust? How do prescription saving cards work? Essentially, we negotiate discounts on bulk drug purchases with pharmacy owners. More affordable prescriptions bring in more customers who buy more, so it pays off for the pharmacies.

You can feel safe with the resources we share and savings we bring. ScriptSave® WellRx is part of Medical Security Card Company, LLC; bringing some of the most advanced technology, pharmacy expertise and customer service in the industry for more than 20 years.

We hope this will help explain how it works and how you can save on your medications. If you need assistance affording your prescriptions, sign up for a free ScriptSave WellRx card or download the free prescription savings app, and save on your medications next time you visit the pharmacy.

ScriptSave WellRx - how the best prescription discount savings card works

 

ScriptSave WellRx is accepted at 62,000 participating chain and independent retail pharmacies nationwide, so there’s likely a participating pharmacy near you. Chances are, the pharmacy you already use is in our network! So, are you ready to start saving on your prescription medications? Become a member now!

Step 1: Download the mobile app or click here to download your FREE prescription discount card now.

ScriptSave WellRx App store link ScriptSave WellRx Play store link

Step 2: Search for the lowest priced prescription medications near you.

Step 3: Show your savings card at the pharmacy each time you fill or refill a prescription.

It’s that easy! Instant savings at the register on brand-name and generic prescription drugs. Use the card to save on prescription medications for the entire family, too. You could save hundreds of dollars each year!


For the best Rx price on medications, like
Crestor (rosuvastatin),
Celebrex (celecoxib),
ProAir HFA,

visit
www.WellRx.com.

Compare prices at more than
62,000 pharmacies nationwide.